The Engine That Redefines Value

Oxbridge Episode Advantage Inside™ gives you the capability, credibility, and confidence to lead your clients into the next era.

Seamless by Design

Episode Advantage Inside integrates seamlessly into any network, plan, or captive. Think of it as the operating system for modern benefits—with guaranteed episode pricing, engagement, and transparent performance baked in.

  • Turn passive ASO networks into active volume engines.
  • Avoid "rip and replace" — we work with existing funding models.
  • Launch an Episode Benefit Plan of your own within 120 days.
Existing ModelWhat It Does WellWhere It StopsHow EA Inside Elevates It
Reference-Based PricingCost DisciplineNo Bundled TotalsAdds Guaranteed Episode Prices & Shopping
Variable Copay PlansIncentivesFragmented PricingAdds Full Episode Visibility
Narrow NetworksDiscountsLimited ChoicePreserves Choice With Transparency
PPO PlansBroad AccessNo Price VisibilityOverlays Shoppable Episodes
Point SolutionsTargeted FixesFragmentationUnifies Care Under Episodes
The Technology Stack

Episode Advantage Inside™

The integrated data, pricing, and engagement infrastructure that powers our Episode Benefit Plans. Plug In. Stand Out.

Leverage any network or center of excellence without ripping and replacing. Episode Advantage Inside layers guaranteed prices, incentives, and engagement on top of the chassis you already run.

Episode Advantage Inside

TIGERS

Pricing Engine

Transparent Intelligent Guaranteed Episode Rating System

The 'engine room' of Oxbridge Health. TIGERS is a proprietary engine that builds and prices episodes of care, guaranteeing fixed, upfront prices for every covered episode.

Integrates real-time market intelligence with PACES data
Winsorizes outlier claims to reduce reinsurance premiums
Handles contract automation & adjudication
Optimizes networks for efficiency and quality
Episode Advantage Inside

PACES

Definitions

Predictive Activation of Consumer Episodes at Scale

The Open-Source Episode Engine. PACES algorithms define, open, and close episodes of care, setting the standards for what is included and excluded from a patient's care journey.

Creates a semantic database from historical claims
Establishes episode allowances with precision
Foundation for Guaranteed Prices
Powers plan simulation & analytics
Episode Advantage Inside

QUILT

Engagement

Engagement & Targeting Engine

Our proprietary engagement platform that drives prudent shopping. QUILT delivers predictive, personalized communication to members when they are identified as entering an episode of care.

Steers members to high-value, lower-cost bundles
Highlights shared savings incentives
Episode Advantage Inside

EEV

Quality Metric

Network Optimization

A proprietary multiplier applied to every provider. Episode Advantage Inside combines efficiency and effectiveness metrics with unit cost to create a transparent, optimized episode price.

Optimizes for value, not just volume
Core component of the system's intelligence layer

Compete and Win in a Changing Market

Employers Demand Predictability. Deliver It With Oxbridge.

When every other product looks the same, differentiation is everything. Episode Advantage Inside lets you deliver what your competitors can't — transparency, engagement, and guaranteed pricing.

Differentiate Your Product Instantly.

Offer a plan with guaranteed prices, measurable outcomes, and engaged members — all powered by Oxbridge.

Enhance Retention and Win New Business.

Employers are searching for credible innovation. With Oxbridge, you become their trusted guide into the future.

Deliver Measurable Outcomes to Clients.

Save 30% through our platform that enables consistent performance.

Our Levers

Four mechanisms that align incentives and drive value

Episode Allowance

A fixed dollar amount allocated for each episode of care. Members see their allowance upfront and can shop within that budget—keeping more if they choose efficiently.

Non-Covered Corridor

The gap between the episode allowance and higher-priced providers. Members who choose above-allowance care pay the difference, creating natural incentive to shop smart.

Shared Savings

When members choose care below their allowance, they share in the savings. Real cash rewards for smart healthcare decisions—alignment that works.

PPO Benefits

Traditional PPO coverage wraps around episode benefits for everything outside defined episodes. Members keep familiar access while gaining transparency where it matters most.

How the Levers Work Together
Savings
Allowance
Corridor
PPO Wrap

Choose below allowance = shared savings • Choose above = pay the corridor • Traditional PPO wraps around